目前銀行已不強制要求借款人必須提供保證人。但如果借款人自願提供保證人，銀行會根據保證人的還款能力進行評估，這可能有助於提高房屋貸款的成數。 Her analysis implies that a divorce among the households that tend to be expected for being steady—rich, nicely-educated, properly-prepared—is much more of a disruption for the kids than in households where poverty and dysfunction are the norm. 上... waiting for link from Forum Profiles (11)